Written by Al Rodriguez | 17 August 2009

Times are tough right now.  We are living in one of the worst economies in recent history and many, many people are struggling.  We hope you aren’t—that you are one of the lucky ones who have continued on, relatively untouched by these hard financial times.  But, if you are having trouble, we want you to know that you have options.  There is hope for some relief, for a way to bend but not break—and to make it through until times get better.

One of the biggest stressors right now for most folks is their mortgage payment.  If you have found that you are falling further and further behind in paying your mortgage—or your other bills because of your mortgage—you can take action.  You can